Attorneys Who Put Family First
Facing financial uncertainty can riddle you with stress and leave you feeling so overwhelmed that you can barely function. Fortunately, the personal bankruptcy process might lift the burden from your shoulders and give you the fresh financial start that you need. But...
Chapter 7 and Chapter 13 bankruptcies are two common types of bankruptcies filed by consumers. Chapter 7 bankruptcy discharges all qualifying debts, while Chapter 13 bankruptcy consolidates debts that are paid off through a three to five-year payment plan. Chapter 13...
One of the scariest things that a Buffalo-area family face is the prospect of losing their home to foreclosure. Sadly, many people in this part of New York do get behind on their house payments and may be facing a foreclosure action from their lender. The result of a...
There are many reasons why a family in New York might be facing financial stress. Credit card and student loan debts, dwindling savings accounts and even medical bills from emergency or unexpected health scares are just a few examples of the financial problems that...
If you are drowning in debt, Chapter 7 bankruptcy could give you a lifeline. If your bankruptcy goes well, you can discharge your debt within a few months so that you can begin rebuilding your financial life. However, there are some important tradeoffs that come with...
Contrary to common misconception, declaring bankruptcy does not mean being stripped of all your personal possessions. The goal of Chapter 7 bankruptcy is to support individuals struggling with overwhelming debt to get back on their feet. Depriving people of a place to...
A study by the credit bureau Experian found that about 340 million Americans are dealing with some kind of debt. This number is especially interesting considering that the population of the United States is about 340 million. In other words, just about everyone in the...
Many New Yorkers spend years, even decades, struggling to claw their way out of debt. It can be a brutal fight, forcing people into second or third jobs, requiring them to cut costs related to necessities, forcing them to forego needed medical care, and leaving them...
Bankruptcy is a safety valve built into the system to allow people to get back on track when financial woes threaten to irrevocably undo and derail them. Society is best served by a solvent populace that earns, spends and pays taxes, so if people fall as they...
A lot of Americans are struggling with debt right now. So, if you’re in that position, know that you’re not alone. And also recognize that you don’t have to continue fighting to claw your way out of the debt spiral that continually tries to pull you under. There are...